MIME-Version: 1.0
X-Document-Type: Worksheet
Content-Type: multipart/related; boundary="----=_NextPart_01C9068D.A80D2940"

This document is a Single File Web Page, also known as a Web Archive file.  If you are seeing this message, your browser or editor doesn't support Web Archive files.  Please download a browser that supports Web Archive, such as Microsoft Internet Explorer.

------=_NextPart_01C9068D.A80D2940
Content-Location: file:///C:/49612227/iras_eng.htm
Content-Transfer-Encoding: quoted-printable
Content-Type: text/html; charset="windows-1252"

<html xmlns:v=3D"urn:schemas-microsoft-com:vml"
xmlns:o=3D"urn:schemas-microsoft-com:office:office"
xmlns:x=3D"urn:schemas-microsoft-com:office:excel"
xmlns=3D"http://www.w3.org/TR/REC-html40">

<head>
<meta http-equiv=3DContent-Type content=3D"text/html; charset=3Dwindows-125=
2">
<meta name=3DProgId content=3DExcel.Sheet>
<meta name=3DGenerator content=3D"Microsoft Excel 11">
<link rel=3DFile-List href=3D"iras_eng_files/filelist.xml">
<link rel=3DEdit-Time-Data href=3D"iras_eng_files/editdata.mso">
<link rel=3DOLE-Object-Data href=3D"iras_eng_files/oledata.mso">
<!--[if !mso]>
<style>
v\:* {behavior:url(#default#VML);}
o\:* {behavior:url(#default#VML);}
x\:* {behavior:url(#default#VML);}
.shape {behavior:url(#default#VML);}
</style>
<![endif]-->
<title>OCIF PR - Individual Retirement Accounts</title>
<!--[if gte mso 9]><xml>
 <o:DocumentProperties>
  <o:Author>WALLY SIERRA</o:Author>
  <o:LastAuthor>WALLY SIERRA</o:LastAuthor>
  <o:LastPrinted>2008-06-17T13:10:08Z</o:LastPrinted>
  <o:Created>2004-12-07T17:27:18Z</o:Created>
  <o:LastSaved>2008-08-25T12:36:23Z</o:LastSaved>
  <o:Company>OCIF</o:Company>
  <o:Version>11.5606</o:Version>
 </o:DocumentProperties>
 <o:OfficeDocumentSettings>
  <o:RelyOnVML/>
  <o:AllowPNG/>
  <o:DownloadComponents/>
  <o:PixelsPerInch>120</o:PixelsPerInch>
  <o:TargetScreenSize>720x512</o:TargetScreenSize>
  <o:LocationOfComponents HRef=3D"file:///C:\Documents%20and%20Settings\efr=
ainp\My%20Documents\My%20Applications\Office%202003\"/>
 </o:OfficeDocumentSettings>
</xml><![endif]-->
<style>
<!--table
	{mso-displayed-decimal-separator:"\.";
	mso-displayed-thousand-separator:"\,";}
@page
	{margin:.49in .37in .44in .36in;
	mso-header-margin:.5in;
	mso-footer-margin:.5in;
	mso-horizontal-page-align:center;
	mso-vertical-page-align:center;}
tr
	{mso-height-source:auto;}
col
	{mso-width-source:auto;}
br
	{mso-data-placement:same-cell;}
.style16
	{mso-number-format:General;
	mso-style-name:Comma;
	mso-style-id:3;}
.style18
	{mso-number-format:"_\(\0022$\0022* \#\,\#\#0\.00_\)\;_\(\0022$\0022* \\\(=
\#\,\#\#0\.00\\\)\;_\(\0022$\0022* \0022-\0022??_\)\;_\(\@_\)";
	mso-style-name:Currency;
	mso-style-id:4;}
.style0
	{mso-number-format:General;
	text-align:general;
	vertical-align:bottom;
	white-space:nowrap;
	mso-rotate:0;
	mso-background-source:auto;
	mso-pattern:auto;
	color:windowtext;
	font-size:10.0pt;
	font-weight:400;
	font-style:normal;
	text-decoration:none;
	font-family:Arial;
	mso-generic-font-family:auto;
	mso-font-charset:0;
	border:none;
	mso-protection:locked visible;
	mso-style-name:Normal;
	mso-style-id:0;}
td
	{mso-style-parent:style0;
	padding:0px;
	mso-ignore:padding;
	color:windowtext;
	font-size:10.0pt;
	font-weight:400;
	font-style:normal;
	text-decoration:none;
	font-family:Arial;
	mso-generic-font-family:auto;
	mso-font-charset:0;
	mso-number-format:General;
	text-align:general;
	vertical-align:bottom;
	border:none;
	mso-background-source:auto;
	mso-pattern:auto;
	mso-protection:locked visible;
	white-space:nowrap;
	mso-rotate:0;}
.xl24
	{mso-style-parent:style0;
	font-family:"Franklin Gothic Book", sans-serif;
	mso-font-charset:0;}
.xl25
	{mso-style-parent:style0;
	font-size:9.0pt;
	font-family:"Franklin Gothic Book", sans-serif;
	mso-font-charset:0;}
.xl26
	{mso-style-parent:style0;
	font-size:9.0pt;
	font-family:"Franklin Gothic Book", sans-serif;
	mso-font-charset:0;
	border-top:none;
	border-right:.5pt solid windowtext;
	border-bottom:none;
	border-left:.5pt solid windowtext;}
.xl27
	{mso-style-parent:style0;
	font-size:9.0pt;
	font-weight:700;
	font-family:"Franklin Gothic Book", sans-serif;
	mso-font-charset:0;}
.xl28
	{mso-style-parent:style0;
	font-size:9.0pt;
	font-weight:700;
	font-family:"Franklin Gothic Book", sans-serif;
	mso-font-charset:0;
	text-align:center;
	border-top:none;
	border-right:.5pt solid windowtext;
	border-bottom:none;
	border-left:none;}
.xl29
	{mso-style-parent:style0;
	font-size:9.0pt;
	font-weight:700;
	font-family:"Franklin Gothic Book", sans-serif;
	mso-font-charset:0;
	mso-number-format:"mmm\\-yy";
	text-align:center;
	border-top:none;
	border-right:.5pt solid windowtext;
	border-bottom:none;
	border-left:none;}
.xl30
	{mso-style-parent:style0;
	font-size:9.0pt;
	font-weight:700;
	font-family:"Franklin Gothic Book", sans-serif;
	mso-font-charset:0;
	mso-number-format:"mmm\\-yy";
	text-align:center;}
.xl31
	{mso-style-parent:style0;
	font-size:9.0pt;
	font-weight:700;
	font-family:"Franklin Gothic Book", sans-serif;
	mso-font-charset:0;
	border-top:none;
	border-right:.5pt solid windowtext;
	border-bottom:.5pt solid windowtext;
	border-left:.5pt solid windowtext;}
.xl32
	{mso-style-parent:style0;
	font-size:9.0pt;
	font-weight:700;
	font-family:"Franklin Gothic Book", sans-serif;
	mso-font-charset:0;
	text-align:center;
	border-top:none;
	border-right:.5pt solid windowtext;
	border-bottom:.5pt solid windowtext;
	border-left:none;}
.xl33
	{mso-style-parent:style0;
	font-size:9.0pt;
	font-family:"Franklin Gothic Book", sans-serif;
	mso-font-charset:0;
	background:white;
	mso-pattern:auto none;}
.xl34
	{mso-style-parent:style16;
	font-size:9.0pt;
	font-family:"Franklin Gothic Book", sans-serif;
	mso-font-charset:0;}
.xl35
	{mso-style-parent:style16;
	font-size:9.0pt;
	font-family:"Franklin Gothic Book", sans-serif;
	mso-font-charset:0;
	mso-number-format:"_\(* \#\,\#\#0_\)\;_\(* \\\(\#\,\#\#0\\\)\;_\(* \0022-\=
0022??_\)\;_\(\@_\)";
	background:white;
	mso-pattern:auto none;}
.xl36
	{mso-style-parent:style16;
	font-size:9.0pt;
	font-family:"Franklin Gothic Book", sans-serif;
	mso-font-charset:0;
	mso-number-format:"_\(* \#\,\#\#0_\)\;_\(* \\\(\#\,\#\#0\\\)\;_\(* \0022-\=
0022??_\)\;_\(\@_\)";}
.xl37
	{mso-style-parent:style16;
	font-size:9.0pt;
	font-family:"Franklin Gothic Book", sans-serif;
	mso-font-charset:0;
	mso-number-format:"\#\,\#\#0";}
.xl38
	{mso-style-parent:style16;
	font-size:9.0pt;
	font-weight:700;
	font-family:"Franklin Gothic Book", sans-serif;
	mso-font-charset:0;
	mso-number-format:"_\(* \#\,\#\#0_\)\;_\(* \\\(\#\,\#\#0\\\)\;_\(* \0022-\=
0022??_\)\;_\(\@_\)";}
.xl39
	{mso-style-parent:style18;
	font-size:9.0pt;
	font-weight:700;
	font-family:"Franklin Gothic Book", sans-serif;
	mso-font-charset:0;
	mso-number-format:"_\(\0022$\0022* \#\,\#\#0_\)\;_\(\0022$\0022* \\\(\#\,\=
#\#0\\\)\;_\(\0022$\0022* \0022-\0022??_\)\;_\(\@_\)";}
.xl40
	{mso-style-parent:style18;
	font-size:9.0pt;
	font-weight:700;
	font-family:"Franklin Gothic Book", sans-serif;
	mso-font-charset:0;
	mso-number-format:"_\(\0022$\0022* \#\,\#\#0_\)\;_\(\0022$\0022* \\\(\#\,\=
#\#0\\\)\;_\(\0022$\0022* \0022-\0022??_\)\;_\(\@_\)";
	border-top:.5pt solid windowtext;
	border-right:none;
	border-bottom:.5pt solid windowtext;
	border-left:none;}
.xl41
	{mso-style-parent:style18;
	font-size:9.0pt;
	font-weight:700;
	font-family:"Franklin Gothic Book", sans-serif;
	mso-font-charset:0;
	mso-number-format:"_\(\0022$\0022* \#\,\#\#0_\)\;_\(\0022$\0022* \\\(\#\,\=
#\#0\\\)\;_\(\0022$\0022* \0022-\0022??_\)\;_\(\@_\)";
	border:.5pt solid windowtext;}
.xl42
	{mso-style-parent:style18;
	font-size:9.0pt;
	font-weight:700;
	font-family:"Franklin Gothic Book", sans-serif;
	mso-font-charset:0;
	mso-number-format:"_\(\0022$\0022* \#\,\#\#0_\)\;_\(\0022$\0022* \\\(\#\,\=
#\#0\\\)\;_\(\0022$\0022* \0022-\0022??_\)\;_\(\@_\)";
	border-top:.5pt solid windowtext;
	border-right:.5pt solid windowtext;
	border-bottom:.5pt solid windowtext;
	border-left:none;}
.xl43
	{mso-style-parent:style16;
	font-family:"Franklin Gothic Book", sans-serif;
	mso-font-charset:0;
	mso-number-format:"_\(* \#\,\#\#0_\)\;_\(* \\\(\#\,\#\#0\\\)\;_\(* \0022-\=
0022??_\)\;_\(\@_\)";}
.xl44
	{mso-style-parent:style0;
	font-weight:700;
	font-family:"Franklin Gothic Book", sans-serif;
	mso-font-charset:0;}
.xl45
	{mso-style-parent:style0;
	font-size:20.0pt;
	font-weight:700;
	font-family:"Franklin Gothic Book", sans-serif;
	mso-font-charset:0;
	text-align:center;}
.xl46
	{mso-style-parent:style0;
	font-size:9.0pt;
	font-family:"Franklin Gothic Book", sans-serif;
	mso-font-charset:0;
	text-align:center;}
.xl47
	{mso-style-parent:style0;
	font-size:9.0pt;
	font-family:"Franklin Gothic Book", sans-serif;
	mso-font-charset:0;
	mso-number-format:"\\\(\0022$\0022000\\\)";
	text-align:center;
	border-top:none;
	border-right:none;
	border-bottom:.5pt solid windowtext;
	border-left:none;}
-->
</style>
<!--[if gte mso 9]><xml>
 <x:ExcelWorkbook>
  <x:ExcelWorksheets>
   <x:ExcelWorksheet>
    <x:Name>IRAS</x:Name>
    <x:WorksheetOptions>
     <x:DefaultRowHeight>270</x:DefaultRowHeight>
     <x:FitToPage/>
     <x:FitToPage/>
     <x:Print>
      <x:ValidPrinterInfo/>
      <x:Scale>71</x:Scale>
      <x:HorizontalResolution>600</x:HorizontalResolution>
      <x:VerticalResolution>600</x:VerticalResolution>
     </x:Print>
     <x:ShowPageBreakZoom/>
     <x:PageBreakZoom>145</x:PageBreakZoom>
     <x:Selected/>
     <x:TopRowVisible>34</x:TopRowVisible>
     <x:LeftColumnVisible>2</x:LeftColumnVisible>
     <x:Panes>
      <x:Pane>
       <x:Number>3</x:Number>
       <x:ActiveRow>43</x:ActiveRow>
       <x:ActiveCol>6</x:ActiveCol>
      </x:Pane>
     </x:Panes>
     <x:ProtectContents>False</x:ProtectContents>
     <x:ProtectObjects>False</x:ProtectObjects>
     <x:ProtectScenarios>False</x:ProtectScenarios>
    </x:WorksheetOptions>
    <x:PageBreaks>
     <x:ColBreaks>
      <x:ColBreak>
       <x:Column>7</x:Column>
      </x:ColBreak>
     </x:ColBreaks>
    </x:PageBreaks>
   </x:ExcelWorksheet>
  </x:ExcelWorksheets>
  <x:WindowHeight>5895</x:WindowHeight>
  <x:WindowWidth>11355</x:WindowWidth>
  <x:WindowTopX>240</x:WindowTopX>
  <x:WindowTopY>60</x:WindowTopY>
  <x:ProtectStructure>False</x:ProtectStructure>
  <x:ProtectWindows>False</x:ProtectWindows>
 </x:ExcelWorkbook>
 <x:ExcelName>
  <x:Name>Print_Area</x:Name>
  <x:SheetIndex>1</x:SheetIndex>
  <x:Formula>=3DIRAS!$A$1:$G$73</x:Formula>
 </x:ExcelName>
</xml><![endif]--><!--[if gte mso 9]><xml>
 <o:shapedefaults v:ext=3D"edit" spidmax=3D"1029"/>
</xml><![endif]--><!--[if gte mso 9]><xml>
 <o:shapelayout v:ext=3D"edit">
  <o:idmap v:ext=3D"edit" data=3D"1"/>
 </o:shapelayout></xml><![endif]-->
</head>

<body link=3Dblue vlink=3Dpurple class=3Dxl24>

<table x:str border=3D0 cellpadding=3D0 cellspacing=3D0 width=3D849 style=
=3D'border-collapse:
 collapse;table-layout:fixed;width:512pt'>
 <col class=3Dxl24 width=3D183 style=3D'mso-width-source:userset;mso-width-=
alt:5339;
 width:110pt'>
 <col class=3Dxl24 width=3D111 span=3D6 style=3D'mso-width-source:userset;m=
so-width-alt:
 3254;width:67pt'>
 <col class=3Dxl24 width=3D80 style=3D'width:48pt'>
 <col class=3Dxl24 width=3D81 span=3D2 style=3D'mso-width-source:userset;ms=
o-width-alt:
 2377;width:49pt'>
 <tr height=3D129 style=3D'mso-height-source:userset;height:77.25pt'>
  <td height=3D129 width=3D183 style=3D'height:77.25pt;width:110pt' align=
=3Dleft
  valign=3Dtop><v:shapetype id=3D"_x0000_t75" coordsize=3D"21600,21600" o:s=
pt=3D"75"
   o:preferrelative=3D"t" path=3D"m@4@5l@4@11@9@11@9@5xe" filled=3D"f" stro=
ked=3D"f">
   <v:stroke joinstyle=3D"miter"/>
   <v:formulas>
    <v:f eqn=3D"if lineDrawn pixelLineWidth 0"/>
    <v:f eqn=3D"sum @0 1 0"/>
    <v:f eqn=3D"sum 0 0 @1"/>
    <v:f eqn=3D"prod @2 1 2"/>
    <v:f eqn=3D"prod @3 21600 pixelWidth"/>
    <v:f eqn=3D"prod @3 21600 pixelHeight"/>
    <v:f eqn=3D"sum @0 0 1"/>
    <v:f eqn=3D"prod @6 1 2"/>
    <v:f eqn=3D"prod @7 21600 pixelWidth"/>
    <v:f eqn=3D"sum @8 21600 0"/>
    <v:f eqn=3D"prod @7 21600 pixelHeight"/>
    <v:f eqn=3D"sum @10 21600 0"/>
   </v:formulas>
   <v:path o:extrusionok=3D"f" gradientshapeok=3D"t" o:connecttype=3D"rect"=
/>
   <o:lock v:ext=3D"edit" aspectratio=3D"t"/>
  </v:shapetype><v:shape id=3D"_x0000_s1027" type=3D"#_x0000_t75" style=3D'=
position:absolute;
   margin-left:0;margin-top:0;width:510pt;height:75.75pt;z-index:1'>
   <v:imagedata src=3D"iras_eng_files/image001.png" o:title=3D"ocif new log=
o ENG"/>
   <!--[if mso]><x:ClientData ObjectType=3D"Pict">
    <x:SizeWithCells/>
    <x:CF>Bitmap</x:CF>
   </x:ClientData>
   <![endif]--></v:shape><span style=3D'mso-ignore:vglayout2'>
  <table cellpadding=3D0 cellspacing=3D0>
   <tr>
    <td height=3D129 class=3Dxl24 width=3D183 style=3D'height:77.25pt;width=
:110pt'></td>
   </tr>
  </table>
  </span></td>
  <td class=3Dxl24 width=3D111 style=3D'width:67pt'></td>
  <td class=3Dxl24 width=3D111 style=3D'width:67pt'></td>
  <td class=3Dxl24 width=3D111 style=3D'width:67pt'></td>
  <td class=3Dxl24 width=3D111 style=3D'width:67pt'></td>
  <td class=3Dxl24 width=3D111 style=3D'width:67pt'></td>
  <td class=3Dxl24 width=3D111 style=3D'width:67pt'></td>
 </tr>
 <tr height=3D45 style=3D'height:27.0pt'>
  <td colspan=3D7 height=3D45 class=3Dxl45 style=3D'height:27.0pt'>Individu=
al
  Retirement Account (IRA's)</td>
 </tr>
 <tr height=3D45 style=3D'height:27.0pt'>
  <td colspan=3D7 height=3D45 class=3Dxl45 style=3D'height:27.0pt'>Banks,<s=
pan
  style=3D'mso-spacerun:yes'>  </span>Insurance Companies and<span
  style=3D'mso-spacerun:yes'>  </span>Credit Union</td>
 </tr>
 <tr class=3Dxl25 height=3D21 style=3D'height:12.75pt'>
  <td colspan=3D7 height=3D21 class=3Dxl46 style=3D'height:12.75pt'><span
  style=3D'mso-spacerun:yes'> </span>As of<span style=3D'mso-spacerun:yes'> 
  </span>December 31</td>
 </tr>
 <tr class=3Dxl25 height=3D21 style=3D'height:12.75pt'>
  <td colspan=3D7 height=3D21 class=3Dxl47 style=3D'height:12.75pt' x:num=
=3D"0">($000)</td>
 </tr>
 <tr class=3Dxl25 height=3D21 style=3D'height:12.75pt'>
  <td height=3D21 class=3Dxl26 style=3D'height:12.75pt'>&nbsp;</td>
  <td class=3Dxl28>&nbsp;</td>
  <td class=3Dxl28>&nbsp;</td>
  <td class=3Dxl29>&nbsp;</td>
  <td class=3Dxl29>&nbsp;</td>
  <td class=3Dxl30></td>
  <td class=3Dxl25></td>
 </tr>
 <tr class=3Dxl25 height=3D21 style=3D'height:12.75pt'>
  <td height=3D21 class=3Dxl31 style=3D'height:12.75pt'>Commercial Banks</t=
d>
  <td class=3Dxl32 x:num>2003</td>
  <td class=3Dxl32 x:num>2004</td>
  <td class=3Dxl32 x:num>2005</td>
  <td class=3Dxl32 x:num>2006</td>
  <td class=3Dxl32 x:num>2007</td>
  <td class=3Dxl32>Q2-2008</td>
 </tr>
 <tr class=3Dxl25 height=3D21 style=3D'height:12.75pt'>
  <td height=3D21 class=3Dxl33 style=3D'height:12.75pt'>Banco Popular de P.=
R.</td>
  <td class=3Dxl35 x:num=3D"913000"><span style=3D'mso-spacerun:yes'>      =
     
  </span>913,000 </td>
  <td class=3Dxl35 x:num=3D"989893"><span style=3D'mso-spacerun:yes'>      =
     
  </span>989,893 </td>
  <td class=3Dxl35 x:num=3D"1035000"><span style=3D'mso-spacerun:yes'>     =
  
  </span>1,035,000 </td>
  <td class=3Dxl36 x:num=3D"957939"><span style=3D'mso-spacerun:yes'>      =
     
  </span>957,939 </td>
  <td class=3Dxl36 x:num=3D"1049299"><span style=3D'mso-spacerun:yes'>     =
  
  </span>1,049,299 </td>
  <td class=3Dxl37 align=3Dright x:num=3D"1131605">1,131,605</td>
 </tr>
 <tr class=3Dxl25 height=3D21 style=3D'height:12.75pt'>
  <td height=3D21 class=3Dxl33 style=3D'height:12.75pt'>Oriental Bank &amp;=
 Trust</td>
  <td class=3Dxl35 x:num=3D"690858"><span style=3D'mso-spacerun:yes'>      =
     
  </span>690,858 </td>
  <td class=3Dxl35 x:num=3D"718397"><span style=3D'mso-spacerun:yes'>      =
     
  </span>718,397 </td>
  <td class=3Dxl35 x:num=3D"687432"><span style=3D'mso-spacerun:yes'>      =
     
  </span>687,432 </td>
  <td class=3Dxl36 x:num=3D"527182"><span style=3D'mso-spacerun:yes'>      =
     
  </span>527,182 </td>
  <td class=3Dxl36 x:num=3D"539401"><span style=3D'mso-spacerun:yes'>      =
     
  </span>539,401 </td>
  <td class=3Dxl37 align=3Dright x:num=3D"516857">516,857</td>
 </tr>
 <tr class=3Dxl25 height=3D21 style=3D'height:12.75pt'>
  <td height=3D21 class=3Dxl33 style=3D'height:12.75pt'>Westernbank</td>
  <td class=3Dxl35 x:num=3D"254547"><span style=3D'mso-spacerun:yes'>      =
     
  </span>254,547 </td>
  <td class=3Dxl35 x:num=3D"297936"><span style=3D'mso-spacerun:yes'>      =
     
  </span>297,936 </td>
  <td class=3Dxl35 x:num=3D"359350"><span style=3D'mso-spacerun:yes'>      =
     
  </span>359,350 </td>
  <td class=3Dxl36 x:num=3D"377118"><span style=3D'mso-spacerun:yes'>      =
     
  </span>377,118 </td>
  <td class=3Dxl36 x:num=3D"404870"><span style=3D'mso-spacerun:yes'>      =
     
  </span>404,870 </td>
  <td class=3Dxl37 align=3Dright x:num=3D"428464">428,464</td>
 </tr>
 <tr class=3Dxl25 height=3D21 style=3D'height:12.75pt'>
  <td height=3D21 class=3Dxl25 style=3D'height:12.75pt'>Citibank N.A.</td>
  <td class=3Dxl36 x:num=3D"60650"><span style=3D'mso-spacerun:yes'>       =
      
  </span>60,650 </td>
  <td class=3Dxl36 x:num=3D"57844"><span style=3D'mso-spacerun:yes'>       =
      
  </span>57,844 </td>
  <td class=3Dxl36 x:num=3D"53078"><span style=3D'mso-spacerun:yes'>       =
      
  </span>53,078 </td>
  <td class=3Dxl36 x:num=3D"41771"><span style=3D'mso-spacerun:yes'>       =
      
  </span>41,771 </td>
  <td class=3Dxl36 x:num=3D"0"><span
  style=3D'mso-spacerun:yes'>                        </span>-<span
  style=3D'mso-spacerun:yes'>   </span></td>
  <td class=3Dxl34 align=3Dright x:num>0</td>
 </tr>
 <tr class=3Dxl25 height=3D21 style=3D'height:12.75pt'>
  <td height=3D21 class=3Dxl25 style=3D'height:12.75pt'>Banco Santander</td>
  <td class=3Dxl36 x:num=3D"43852"><span style=3D'mso-spacerun:yes'>       =
      
  </span>43,852 </td>
  <td class=3Dxl36 x:num=3D"46093"><span style=3D'mso-spacerun:yes'>       =
      
  </span>46,093 </td>
  <td class=3Dxl36 x:num=3D"51066"><span style=3D'mso-spacerun:yes'>       =
      
  </span>51,066 </td>
  <td class=3Dxl36 x:num=3D"44595"><span style=3D'mso-spacerun:yes'>       =
      
  </span>44,595 </td>
  <td class=3Dxl36 x:num=3D"42541"><span style=3D'mso-spacerun:yes'>       =
      
  </span>42,541 </td>
  <td class=3Dxl37 align=3Dright x:num=3D"42034">42,034</td>
 </tr>
 <tr class=3Dxl25 height=3D21 style=3D'height:12.75pt'>
  <td height=3D21 class=3Dxl25 style=3D'height:12.75pt'>Bilbao Vizcaya Arg.=
 PR</td>
  <td class=3Dxl36 x:num=3D"27238"><span style=3D'mso-spacerun:yes'>       =
      
  </span>27,238 </td>
  <td class=3Dxl36 x:num=3D"26251"><span style=3D'mso-spacerun:yes'>       =
      
  </span>26,251 </td>
  <td class=3Dxl36 x:num=3D"25188"><span style=3D'mso-spacerun:yes'>       =
      
  </span>25,188 </td>
  <td class=3Dxl36 x:num=3D"19791"><span style=3D'mso-spacerun:yes'>       =
      
  </span>19,791 </td>
  <td class=3Dxl36 x:num=3D"17793"><span style=3D'mso-spacerun:yes'>       =
      
  </span>17,793 </td>
  <td class=3Dxl37 align=3Dright x:num=3D"15278">15,278</td>
 </tr>
 <tr class=3Dxl25 height=3D21 style=3D'height:12.75pt'>
  <td height=3D21 class=3Dxl25 style=3D'height:12.75pt'>R &amp; G Premier B=
ank of PR</td>
  <td class=3Dxl36 x:num=3D"24187"><span style=3D'mso-spacerun:yes'>       =
      
  </span>24,187 </td>
  <td class=3Dxl36 x:num=3D"25293"><span style=3D'mso-spacerun:yes'>       =
      
  </span>25,293 </td>
  <td class=3Dxl36 x:num=3D"31083"><span style=3D'mso-spacerun:yes'>       =
      
  </span>31,083 </td>
  <td class=3Dxl36 x:num=3D"31384"><span style=3D'mso-spacerun:yes'>       =
      
  </span>31,384 </td>
  <td class=3Dxl36 x:num=3D"32802"><span style=3D'mso-spacerun:yes'>       =
      
  </span>32,802 </td>
  <td class=3Dxl37 align=3Dright x:num=3D"32943">32,943</td>
 </tr>
 <tr class=3Dxl25 height=3D21 style=3D'height:12.75pt'>
  <td height=3D21 class=3Dxl25 style=3D'height:12.75pt'>Firstbank</td>
  <td class=3Dxl36 x:num=3D"20264"><span style=3D'mso-spacerun:yes'>       =
      
  </span>20,264 </td>
  <td class=3Dxl36 x:num=3D"19601"><span style=3D'mso-spacerun:yes'>       =
      
  </span>19,601 </td>
  <td class=3Dxl36 x:num=3D"23056"><span style=3D'mso-spacerun:yes'>       =
      
  </span>23,056 </td>
  <td class=3Dxl36 x:num=3D"22871"><span style=3D'mso-spacerun:yes'>       =
      
  </span>22,871 </td>
  <td class=3Dxl36 x:num=3D"28796"><span style=3D'mso-spacerun:yes'>       =
      
  </span>28,796 </td>
  <td class=3Dxl37 align=3Dright x:num=3D"50624">50,624</td>
 </tr>
 <tr class=3Dxl25 height=3D21 style=3D'height:12.75pt'>
  <td height=3D21 class=3Dxl25 style=3D'height:12.75pt'>Bank &amp; Trust Co=
.</td>
  <td class=3Dxl36 x:num=3D"9039"><span style=3D'mso-spacerun:yes'>        =
       
  </span>9,039 </td>
  <td class=3Dxl36 x:num=3D"0"><span
  style=3D'mso-spacerun:yes'>                        </span>-<span
  style=3D'mso-spacerun:yes'>   </span></td>
  <td class=3Dxl36 x:num=3D"0"><span
  style=3D'mso-spacerun:yes'>                        </span>-<span
  style=3D'mso-spacerun:yes'>   </span></td>
  <td class=3Dxl25 align=3Dright x:num>0</td>
  <td class=3Dxl36 x:num=3D"0"><span
  style=3D'mso-spacerun:yes'>                        </span>-<span
  style=3D'mso-spacerun:yes'>   </span></td>
  <td class=3Dxl34 align=3Dright x:num>0</td>
 </tr>
 <tr class=3Dxl25 height=3D21 style=3D'height:12.75pt'>
  <td height=3D21 class=3Dxl25 style=3D'height:12.75pt'>Scotiabank</td>
  <td class=3Dxl36 x:num=3D"8049"><span style=3D'mso-spacerun:yes'>        =
       
  </span>8,049 </td>
  <td class=3Dxl36 x:num=3D"7937"><span style=3D'mso-spacerun:yes'>        =
       
  </span>7,937 </td>
  <td class=3Dxl36 x:num=3D"7666"><span style=3D'mso-spacerun:yes'>        =
       
  </span>7,666 </td>
  <td class=3Dxl36 x:num=3D"6315"><span style=3D'mso-spacerun:yes'>        =
       
  </span>6,315 </td>
  <td class=3Dxl36 x:num=3D"6223"><span style=3D'mso-spacerun:yes'>        =
       
  </span>6,223 </td>
  <td class=3Dxl37 align=3Dright x:num=3D"5755">5,755</td>
 </tr>
 <tr class=3Dxl25 height=3D21 style=3D'height:12.75pt'>
  <td height=3D21 class=3Dxl25 style=3D'height:12.75pt'>Eurobank</td>
  <td class=3Dxl36 x:num=3D"4823"><span style=3D'mso-spacerun:yes'>        =
       
  </span>4,823 </td>
  <td class=3Dxl36 x:num=3D"7817"><span style=3D'mso-spacerun:yes'>        =
       
  </span>7,817 </td>
  <td class=3Dxl36 x:num=3D"12022"><span style=3D'mso-spacerun:yes'>       =
      
  </span>12,022 </td>
  <td class=3Dxl36 x:num=3D"11089"><span style=3D'mso-spacerun:yes'>       =
      
  </span>11,089 </td>
  <td class=3Dxl36 x:num=3D"11806"><span style=3D'mso-spacerun:yes'>       =
      
  </span>11,806 </td>
  <td class=3Dxl37 align=3Dright x:num=3D"13234">13,234</td>
 </tr>
 <tr class=3Dxl25 height=3D21 style=3D'height:12.75pt'>
  <td height=3D21 class=3Dxl25 style=3D'height:12.75pt'>Banco Financiero</t=
d>
  <td colspan=3D4 class=3Dxl25 style=3D'mso-ignore:colspan'></td>
  <td class=3Dxl36></td>
  <td class=3Dxl34></td>
 </tr>
 <tr class=3Dxl25 height=3D21 style=3D'height:12.75pt'>
  <td height=3D21 class=3Dxl33 style=3D'height:12.75pt'>Doral Bank</td>
  <td class=3Dxl35 x:num=3D"10283"><span style=3D'mso-spacerun:yes'>       =
      
  </span>10,283 </td>
  <td class=3Dxl35 x:num=3D"12913"><span style=3D'mso-spacerun:yes'>       =
      
  </span>12,913 </td>
  <td class=3Dxl35 x:num=3D"13839"><span style=3D'mso-spacerun:yes'>       =
      
  </span>13,839 </td>
  <td class=3Dxl36 x:num=3D"20053"><span style=3D'mso-spacerun:yes'>       =
      
  </span>20,053 </td>
  <td class=3Dxl37 align=3Dright x:num=3D"24443">24,443</td>
  <td class=3Dxl37 align=3Dright x:num=3D"21524">21,524</td>
 </tr>
 <tr class=3Dxl25 height=3D21 style=3D'height:12.75pt'>
  <td height=3D21 colspan=3D6 class=3Dxl25 style=3D'height:12.75pt;mso-igno=
re:colspan'></td>
  <td class=3Dxl34></td>
 </tr>
 <tr class=3Dxl25 height=3D21 style=3D'height:12.75pt'>
  <td height=3D21 class=3Dxl27 style=3D'height:12.75pt'><span
  style=3D'mso-spacerun:yes'>    </span>SUB-TOTAL</td>
  <td class=3Dxl38 x:num=3D"2066790"><span style=3D'mso-spacerun:yes'>   
  </span>2,066,790 </td>
  <td class=3Dxl39 x:num=3D"2209975" x:fmla=3D"=3DSUM(C8:C20)"><span
  style=3D'mso-spacerun:yes'> </span>$ 2,209,975 </td>
  <td class=3Dxl39 x:num=3D"2298780" x:fmla=3D"=3DSUM(D8:D20)"><span
  style=3D'mso-spacerun:yes'> </span>$ 2,298,780 </td>
  <td class=3Dxl39 x:num=3D"2060108" x:fmla=3D"=3DSUM(E8:E20)"><span
  style=3D'mso-spacerun:yes'> </span>$ 2,060,108 </td>
  <td class=3Dxl39 x:num=3D"2157974" x:fmla=3D"=3DSUM(F8:F20)"><span
  style=3D'mso-spacerun:yes'> </span>$ 2,157,974 </td>
  <td class=3Dxl39 x:num=3D"2258318" x:fmla=3D"=3DSUM(G8:G20)"><span
  style=3D'mso-spacerun:yes'> </span>$ 2,258,318 </td>
 </tr>
 <tr class=3Dxl25 height=3D21 style=3D'height:12.75pt'>
  <td height=3D21 class=3Dxl27 style=3D'height:12.75pt'>Insurance Companies=
</td>
  <td colspan=3D5 class=3Dxl25 style=3D'mso-ignore:colspan'></td>
  <td class=3Dxl34></td>
 </tr>
 <tr class=3Dxl25 height=3D21 style=3D'height:12.75pt'>
  <td height=3D21 class=3Dxl25 style=3D'height:12.75pt'>COSVI</td>
  <td class=3Dxl36 x:num=3D"84671"><span style=3D'mso-spacerun:yes'>       =
      
  </span>84,671 </td>
  <td class=3Dxl36 x:num=3D"95386"><span style=3D'mso-spacerun:yes'>       =
      
  </span>95,386 </td>
  <td class=3Dxl36 x:num=3D"91910"><span style=3D'mso-spacerun:yes'>       =
      
  </span>91,910 </td>
  <td class=3Dxl36 x:num=3D"87015"><span style=3D'mso-spacerun:yes'>       =
      
  </span>87,015 </td>
  <td class=3Dxl36 x:num=3D"89796"><span style=3D'mso-spacerun:yes'>       =
      
  </span>89,796 </td>
  <td class=3Dxl37 align=3Dright x:num=3D"95990">95,990</td>
 </tr>
 <tr class=3Dxl25 height=3D21 style=3D'height:12.75pt'>
  <td height=3D21 class=3Dxl25 style=3D'height:12.75pt'>SSS</td>
  <td class=3Dxl36 x:num=3D"16598"><span style=3D'mso-spacerun:yes'>       =
      
  </span>16,598 </td>
  <td class=3Dxl36 x:num=3D"21468"><span style=3D'mso-spacerun:yes'>       =
      
  </span>21,468 </td>
  <td class=3Dxl36 x:num=3D"21025"><span style=3D'mso-spacerun:yes'>       =
      
  </span>21,025 </td>
  <td class=3Dxl36 x:num=3D"19525"><span style=3D'mso-spacerun:yes'>       =
      
  </span>19,525 </td>
  <td class=3Dxl36 x:num=3D"14764"><span style=3D'mso-spacerun:yes'>       =
      
  </span>14,764 </td>
  <td class=3Dxl37 align=3Dright x:num=3D"14290">14,290</td>
 </tr>
 <tr class=3Dxl25 height=3D21 style=3D'height:12.75pt'>
  <td height=3D21 class=3Dxl25 style=3D'height:12.75pt'>PRAICO</td>
  <td colspan=3D3 class=3Dxl36 style=3D'mso-ignore:colspan'></td>
  <td class=3Dxl39></td>
  <td class=3Dxl36></td>
  <td class=3Dxl34></td>
 </tr>
 <tr class=3Dxl25 height=3D21 style=3D'height:12.75pt'>
  <td height=3D21 class=3Dxl25 style=3D'height:12.75pt'>National Life Insur=
ance</td>
  <td colspan=3D3 class=3Dxl25 style=3D'mso-ignore:colspan'></td>
  <td class=3Dxl39></td>
  <td class=3Dxl25></td>
  <td class=3Dxl34></td>
 </tr>
 <tr class=3Dxl25 height=3D21 style=3D'height:12.75pt'>
  <td height=3D21 class=3Dxl25 style=3D'height:12.75pt'>Coop. Isabela</td>
  <td class=3Dxl36 x:num=3D"327"><span style=3D'mso-spacerun:yes'>         =
          
  </span>327 </td>
  <td class=3Dxl36 x:num=3D"567"><span style=3D'mso-spacerun:yes'>         =
          
  </span>567 </td>
  <td class=3Dxl36 x:num=3D"649"><span style=3D'mso-spacerun:yes'>         =
          
  </span>649 </td>
  <td class=3Dxl36 x:num=3D"1012"><span style=3D'mso-spacerun:yes'>        =
       
  </span>1,012 </td>
  <td class=3Dxl36 x:num=3D"794"><span style=3D'mso-spacerun:yes'>         =
          
  </span>794 </td>
  <td class=3Dxl34 align=3Dright x:num>892</td>
 </tr>
 <tr class=3Dxl25 height=3D21 style=3D'height:12.75pt'>
  <td height=3D21 class=3Dxl25 style=3D'height:12.75pt'>Coop. Camuy</td>
  <td class=3Dxl36 x:num=3D"377"><span style=3D'mso-spacerun:yes'>         =
          
  </span>377 </td>
  <td class=3Dxl36 x:num=3D"483"><span style=3D'mso-spacerun:yes'>         =
          
  </span>483 </td>
  <td class=3Dxl36 x:num=3D"633"><span style=3D'mso-spacerun:yes'>         =
          
  </span>633 </td>
  <td class=3Dxl36 x:num=3D"570"><span style=3D'mso-spacerun:yes'>         =
          
  </span>570 </td>
  <td class=3Dxl36 x:num=3D"648"><span style=3D'mso-spacerun:yes'>         =
          
  </span>648 </td>
  <td class=3Dxl34 align=3Dright x:num>651</td>
 </tr>
 <tr class=3Dxl25 height=3D21 style=3D'height:12.75pt'>
  <td height=3D21 class=3Dxl25 style=3D'height:12.75pt'>Coop. Aguada</td>
  <td class=3Dxl36 x:num=3D"264"><span style=3D'mso-spacerun:yes'>         =
          
  </span>264 </td>
  <td class=3Dxl36 x:num=3D"463"><span style=3D'mso-spacerun:yes'>         =
          
  </span>463 </td>
  <td class=3Dxl36 x:num=3D"652"><span style=3D'mso-spacerun:yes'>         =
          
  </span>652 </td>
  <td class=3Dxl36 x:num=3D"623"><span style=3D'mso-spacerun:yes'>         =
          
  </span>623 </td>
  <td class=3Dxl36 x:num=3D"774"><span style=3D'mso-spacerun:yes'>         =
          
  </span>774 </td>
  <td class=3Dxl34 align=3Dright x:num>1161</td>
 </tr>
 <tr class=3Dxl25 height=3D21 style=3D'height:12.75pt'>
  <td height=3D21 class=3Dxl25 style=3D'height:12.75pt'>Coop. Manuel Zeno G=
andía</td>
  <td class=3Dxl36 x:num=3D"1183"><span style=3D'mso-spacerun:yes'>        =
       
  </span>1,183 </td>
  <td class=3Dxl36 x:num=3D"1446"><span style=3D'mso-spacerun:yes'>        =
       
  </span>1,446 </td>
  <td class=3Dxl36 x:num=3D"1545"><span style=3D'mso-spacerun:yes'>        =
       
  </span>1,545 </td>
  <td class=3Dxl36 x:num=3D"1568"><span style=3D'mso-spacerun:yes'>        =
       
  </span>1,568 </td>
  <td class=3Dxl36 x:num=3D"2084"><span style=3D'mso-spacerun:yes'>        =
       
  </span>2,084 </td>
  <td class=3Dxl37 align=3Dright x:num=3D"2314">2,314</td>
 </tr>
 <tr class=3Dxl25 height=3D21 style=3D'height:12.75pt'>
  <td height=3D21 class=3Dxl25 style=3D'height:12.75pt'>Coop. de Veteranos<=
/td>
  <td class=3Dxl36 x:num=3D"8075"><span style=3D'mso-spacerun:yes'>        =
       
  </span>8,075 </td>
  <td class=3Dxl36 x:num=3D"8576"><span style=3D'mso-spacerun:yes'>        =
       
  </span>8,576 </td>
  <td class=3Dxl36 x:num=3D"8975"><span style=3D'mso-spacerun:yes'>        =
       
  </span>8,975 </td>
  <td class=3Dxl36 x:num=3D"8474"><span style=3D'mso-spacerun:yes'>        =
       
  </span>8,474 </td>
  <td class=3Dxl36 x:num=3D"9319"><span style=3D'mso-spacerun:yes'>        =
       
  </span>9,319 </td>
  <td class=3Dxl37 align=3Dright x:num=3D"9817">9,817</td>
 </tr>
 <tr class=3Dxl25 height=3D21 style=3D'height:12.75pt'>
  <td height=3D21 class=3Dxl25 style=3D'height:12.75pt'>Coop de Aguas Buena=
s</td>
  <td class=3Dxl36 x:num=3D"18"><span
  style=3D'mso-spacerun:yes'>                      </span>18 </td>
  <td class=3Dxl36 x:num=3D"34"><span
  style=3D'mso-spacerun:yes'>                      </span>34 </td>
  <td class=3Dxl36 x:num=3D"56"><span
  style=3D'mso-spacerun:yes'>                      </span>56 </td>
  <td class=3Dxl36 x:num=3D"68"><span
  style=3D'mso-spacerun:yes'>                      </span>68 </td>
  <td class=3Dxl36 x:num=3D"89"><span
  style=3D'mso-spacerun:yes'>                      </span>89 </td>
  <td class=3Dxl34 align=3Dright x:num>111</td>
 </tr>
 <tr class=3Dxl25 height=3D21 style=3D'height:12.75pt'>
  <td height=3D21 class=3Dxl27 style=3D'height:12.75pt'><span
  style=3D'mso-spacerun:yes'>    </span>SUB-TOTAL</td>
  <td class=3Dxl38 x:num=3D"111513"><span style=3D'mso-spacerun:yes'>      
  </span>111,513 </td>
  <td class=3Dxl39 x:num=3D"128423" x:fmla=3D"=3DSUM(C24:C33)"><span
  style=3D'mso-spacerun:yes'> </span>$<span style=3D'mso-spacerun:yes'>   
  </span>128,423 </td>
  <td class=3Dxl39 x:num=3D"125445" x:fmla=3D"=3DSUM(D24:D33)"><span
  style=3D'mso-spacerun:yes'> </span>$<span style=3D'mso-spacerun:yes'>   
  </span>125,445 </td>
  <td class=3Dxl39 x:num=3D"118855" x:fmla=3D"=3DSUM(E24:E33)"><span
  style=3D'mso-spacerun:yes'> </span>$<span style=3D'mso-spacerun:yes'>   
  </span>118,855 </td>
  <td class=3Dxl39 x:num=3D"118268" x:fmla=3D"=3DSUM(F24:F33)"><span
  style=3D'mso-spacerun:yes'> </span>$<span style=3D'mso-spacerun:yes'>   
  </span>118,268 </td>
  <td class=3Dxl39 x:num=3D"125226" x:fmla=3D"=3DSUM(G24:G33)"><span
  style=3D'mso-spacerun:yes'> </span>$<span style=3D'mso-spacerun:yes'>   
  </span>125,226 </td>
 </tr>
 <tr class=3Dxl25 height=3D21 style=3D'height:12.75pt'>
  <td height=3D21 class=3Dxl25 style=3D'height:12.75pt'>AEELA</td>
  <td class=3Dxl36 x:num=3D"26646"><span style=3D'mso-spacerun:yes'>       =
      
  </span>26,646 </td>
  <td class=3Dxl36 x:num=3D"29946"><span style=3D'mso-spacerun:yes'>       =
      
  </span>29,946 </td>
  <td class=3Dxl36 x:num=3D"33657"><span style=3D'mso-spacerun:yes'>       =
      
  </span>33,657 </td>
  <td class=3Dxl36 x:num=3D"36918"><span style=3D'mso-spacerun:yes'>       =
      
  </span>36,918 </td>
  <td class=3Dxl36 x:num=3D"41182"><span style=3D'mso-spacerun:yes'>       =
      
  </span>41,182 </td>
  <td class=3Dxl37 align=3Dright x:num=3D"44496">44,496</td>
 </tr>
 <tr class=3Dxl25 height=3D21 style=3D'height:12.75pt'>
  <td height=3D21 class=3Dxl25 style=3D'height:12.75pt'>PAINEWEBBER</td>
  <td class=3Dxl36 x:num=3D"76068"><span style=3D'mso-spacerun:yes'>       =
      
  </span>76,068 </td>
  <td class=3Dxl36 x:num=3D"87521"><span style=3D'mso-spacerun:yes'>       =
      
  </span>87,521 </td>
  <td class=3Dxl36 x:num=3D"86470"><span style=3D'mso-spacerun:yes'>       =
      
  </span>86,470 </td>
  <td class=3Dxl36 x:num=3D"61493"><span style=3D'mso-spacerun:yes'>       =
      
  </span>61,493 </td>
  <td class=3Dxl36 x:num=3D"57199"><span style=3D'mso-spacerun:yes'>       =
      
  </span>57,199 </td>
  <td class=3Dxl37 align=3Dright x:num=3D"57527">57,527</td>
 </tr>
 <tr class=3Dxl25 height=3D21 style=3D'height:12.75pt'>
  <td height=3D21 class=3Dxl25 style=3D'height:12.75pt'>Smith Barney</td>
  <td class=3Dxl36 x:num=3D"18447"><span style=3D'mso-spacerun:yes'>       =
      
  </span>18,447 </td>
  <td class=3Dxl36 x:num=3D"20524"><span style=3D'mso-spacerun:yes'>       =
      
  </span>20,524 </td>
  <td class=3Dxl36 x:num=3D"20826"><span style=3D'mso-spacerun:yes'>       =
      
  </span>20,826 </td>
  <td class=3Dxl36 x:num=3D"15919"><span style=3D'mso-spacerun:yes'>       =
      
  </span>15,919 </td>
  <td class=3Dxl36 x:num=3D"0"><span
  style=3D'mso-spacerun:yes'>                        </span>-<span
  style=3D'mso-spacerun:yes'>   </span></td>
  <td class=3Dxl34 align=3Dright x:num>0</td>
 </tr>
 <tr class=3Dxl25 height=3D21 style=3D'height:12.75pt'>
  <td height=3D21 class=3Dxl25 style=3D'height:12.75pt'>Doral Securities</t=
d>
  <td class=3Dxl36 x:num=3D"935"><span style=3D'mso-spacerun:yes'>         =
          
  </span>935 </td>
  <td class=3Dxl36 x:num=3D"0"><span
  style=3D'mso-spacerun:yes'>                        </span>-<span
  style=3D'mso-spacerun:yes'>   </span></td>
  <td class=3Dxl36 x:num=3D"0"><span
  style=3D'mso-spacerun:yes'>                        </span>-<span
  style=3D'mso-spacerun:yes'>   </span></td>
  <td class=3Dxl36 x:num=3D"0"><span
  style=3D'mso-spacerun:yes'>                        </span>-<span
  style=3D'mso-spacerun:yes'>   </span></td>
  <td class=3Dxl36></td>
  <td class=3Dxl34></td>
 </tr>
 <tr class=3Dxl25 height=3D21 style=3D'height:12.75pt'>
  <td height=3D21 class=3Dxl27 style=3D'height:12.75pt'>Subtotal</td>
  <td class=3Dxl38 x:num=3D"122096"><span style=3D'mso-spacerun:yes'>      
  </span>122,096 </td>
  <td class=3Dxl39 x:num=3D"137991" x:fmla=3D"=3DSUM(C35:C38)"><span
  style=3D'mso-spacerun:yes'> </span>$<span style=3D'mso-spacerun:yes'>   
  </span>137,991 </td>
  <td class=3Dxl39 x:num=3D"140953" x:fmla=3D"=3DSUM(D35:D38)"><span
  style=3D'mso-spacerun:yes'> </span>$<span style=3D'mso-spacerun:yes'>   
  </span>140,953 </td>
  <td class=3Dxl39 x:num=3D"114330" x:fmla=3D"=3DSUM(E35:E38)"><span
  style=3D'mso-spacerun:yes'> </span>$<span style=3D'mso-spacerun:yes'>   
  </span>114,330 </td>
  <td class=3Dxl39 x:num=3D"98381" x:fmla=3D"=3DSUM(F35:F38)"><span
  style=3D'mso-spacerun:yes'> </span>$<span style=3D'mso-spacerun:yes'>     
  </span>98,381 </td>
  <td class=3Dxl39 x:num=3D"102023" x:fmla=3D"=3DSUM(G35:G38)"><span
  style=3D'mso-spacerun:yes'> </span>$<span style=3D'mso-spacerun:yes'>   
  </span>102,023 </td>
 </tr>
 <tr class=3Dxl25 height=3D21 style=3D'height:12.75pt'>
  <td height=3D21 class=3Dxl27 style=3D'height:12.75pt'></td>
  <td class=3Dxl25></td>
  <td colspan=3D4 class=3Dxl36 style=3D'mso-ignore:colspan'></td>
  <td class=3Dxl34></td>
 </tr>
 <tr class=3Dxl25 height=3D21 style=3D'height:12.75pt'>
  <td height=3D21 class=3Dxl27 style=3D'height:12.75pt'>Total IRA's Account=
s</td>
  <td class=3Dxl40 x:num=3D"2300399"><span style=3D'mso-spacerun:yes'> </sp=
an>$
  2,300,399 </td>
  <td class=3Dxl41 x:num=3D"2476389" x:fmla=3D"=3D+C22+C34+C39"><span
  style=3D'mso-spacerun:yes'> </span>$ 2,476,389 </td>
  <td class=3Dxl42 x:num=3D"2565178" x:fmla=3D"=3D+D22+D34+D39"><span
  style=3D'mso-spacerun:yes'> </span>$ 2,565,178 </td>
  <td class=3Dxl42 x:num=3D"2293293" x:fmla=3D"=3D+E22+E34+E39"><span
  style=3D'mso-spacerun:yes'> </span>$ 2,293,293 </td>
  <td class=3Dxl42 x:num=3D"2374623" x:fmla=3D"=3D+F22+F34+F39"><span
  style=3D'mso-spacerun:yes'> </span>$ 2,374,623 </td>
  <td class=3Dxl42 x:num=3D"2485567" x:fmla=3D"=3D+G22+G34+G39"><span
  style=3D'mso-spacerun:yes'> </span>$ 2,485,567 </td>
 </tr>
 <tr height=3D23 style=3D'height:13.5pt'>
  <td height=3D23 class=3Dxl24 style=3D'height:13.5pt'></td>
  <td class=3Dxl43></td>
  <td colspan=3D5 class=3Dxl24 style=3D'mso-ignore:colspan'></td>
 </tr>
 <tr height=3D23 style=3D'height:13.5pt'>
  <td height=3D23 style=3D'height:13.5pt' align=3Dleft valign=3Dtop><v:shap=
etype id=3D"_x0000_t201"
   coordsize=3D"21600,21600" o:spt=3D"201" path=3D"m,l,21600r21600,l21600,x=
e">
   <v:stroke joinstyle=3D"miter"/>
   <v:path shadowok=3D"f" o:extrusionok=3D"f" strokeok=3D"f" fillok=3D"f"
    o:connecttype=3D"rect"/>
   <o:lock v:ext=3D"edit" shapetype=3D"t"/>
  </v:shapetype><v:shape id=3D"_x0000_s1028" type=3D"#_x0000_t201" style=3D=
'position:absolute;
   margin-left:37.5pt;margin-top:0;width:450.75pt;height:200.25pt;z-index:2'
   fillcolor=3D"window [78]" strokecolor=3D"windowText [77]" o:insetmode=3D=
"auto">
   <v:fill color2=3D"windowText [77]"/>
   <o:lock v:ext=3D"edit" rotation=3D"t" text=3D"t"/>
   <!--[if mso]><x:ClientData ObjectType=3D"Chart">
    <x:WebChart>
     <x:Scaling>
      <x:ScaleID>0</x:ScaleID>
      <x:Orientation>MinMax</x:Orientation>
     </x:Scaling>
     <x:Scaling>
      <x:ScaleID>1</x:ScaleID>
      <x:Orientation>MinMax</x:Orientation>
     </x:Scaling>
     <x:Chart>
      <x:Name>Chart 4</x:Name>
      <x:Title>
       <x:Caption>
        <x:DataSource>-1</x:DataSource>
        <x:Data>&quot;<x:B>IRA's Accounts&#10;Banks and Others Financial In=
stitutions</x:B>&quot;</x:Data>
       </x:Caption>
       <x:Font>
        <x:FontName>Arial</x:FontName>
        <x:Size>11</x:Size>
        <x:B/>
        <x:AutoScale/>
       </x:Font>
       <x:Border>
        <x:ColorIndex>None</x:ColorIndex>
       </x:Border>
       <x:Interior>
        <x:ColorIndex>None</x:ColorIndex>
       </x:Interior>
       <x:Left>0</x:Left>
       <x:Top>-75.374725341796875</x:Top>
       <x:Width>917.81522094726563</x:Width>
       <x:Height>48.239824218750002</x:Height>
      </x:Title>
      <x:Options>
       <x:SizeWithWindow/>
      </x:Options>
      <x:PageSetup>
       <x:ChartSize>FullPage</x:ChartSize>
       <x:Layout Orientation=3D"Landscape"/>
      </x:PageSetup>
      <x:Font>
       <x:FontName>Arial</x:FontName>
       <x:Size>20.5</x:Size>
       <x:AutoScale/>
      </x:Font>
      <x:Left>-4034.99267578125</x:Left>
      <x:Top>0</x:Top>
      <x:Width>13064.9853515625</x:Width>
      <x:Height>4019.9853515625</x:Height>
      <x:ChartGrowth>
       <x:HorzGrowth>1</x:HorzGrowth>
       <x:VertGrowth>1</x:VertGrowth>
      </x:ChartGrowth>
      <x:PlotArea>
       <x:Left>689.1779772949219</x:Left>
       <x:Top>1059.2661401367188</x:Top>
       <x:Width>12163.501362304687</x:Width>
       <x:Height>2810.9747570800782</x:Height>
       <x:Border>
        <x:ColorIndex>15</x:ColorIndex>
        <x:LineStyle>Solid</x:LineStyle>
        <x:Weight>Narrow</x:Weight>
       </x:Border>
       <x:Interior>
        <x:ColorIndex>14</x:ColorIndex>
        <x:BGColorIndex>Neutral</x:BGColorIndex>
       </x:Interior>
       <x:Font>
        <x:FontName>Arial</x:FontName>
        <x:Size>20.5</x:Size>
        <x:AutoScale/>
       </x:Font>
       <x:Graph>
        <x:Type>Column</x:Type>
        <x:SubType>Clustered</x:SubType>
        <x:Overlap>0</x:Overlap>
        <x:ScaleID>0</x:ScaleID>
        <x:ScaleID>1</x:ScaleID>
        <x:Series>
         <x:Index>0</x:Index>
         <x:Name>Series 1</x:Name>
         <x:Interior>
          <x:FillEffect>
           <v:fill color=3D"#ffc [26]" opacity=3D"1" color2=3D"fill darken(=
118)"
            o:opacity2=3D"1" size=3D"0,0" aspect=3D"ignore" origin=3D"0,0" =
position=3D"0,0"
            recolor=3D"f" rotate=3D"f" on=3D"t" alignshape=3D"t" o:detectmo=
useclick=3D"f"
            angle=3D"-90" focusposition=3D"" focussize=3D"" method=3D"linea=
r sigma"
            focus=3D"50%" type=3D"gradient"/>
          </x:FillEffect>
         </x:Interior>
         <x:Category>
          <x:DataSource>0</x:DataSource>
          <x:Data>IRAS!$B$44:$B$49</x:Data>
         </x:Category>
         <x:Value>
          <x:DataSource>0</x:DataSource>
          <x:Data>IRAS!$C$44:$C$49</x:Data>
         </x:Value>
        </x:Series>
        <x:PlotVisible/>
       </x:Graph>
       <x:Axis>
        <x:Placement>Bottom</x:Placement>
        <x:AxisID>0</x:AxisID>
        <x:ScaleID>0</x:ScaleID>
        <x:CrossingAxis>1</x:CrossingAxis>
        <x:Font>
         <x:FontName>Arial</x:FontName>
         <x:Size>8</x:Size>
         <x:AutoScale/>
        </x:Font>
        <x:Number>
         <x:SourceLinked/>
         <x:BuiltInFormat>0</x:BuiltInFormat>
        </x:Number>
        <x:Type>Automatic</x:Type>
       </x:Axis>
       <x:Axis>
        <x:Placement>Left</x:Placement>
        <x:AxisID>1</x:AxisID>
        <x:ScaleID>1</x:ScaleID>
        <x:MajorGridlines/>
        <x:Title>
         <x:Caption>
          <x:DataSource>-1</x:DataSource>
          <x:Data>&quot;<x:B>Millions$</x:B>&quot;</x:Data>
         </x:Caption>
         <x:Font>
          <x:FontName>Arial</x:FontName>
          <x:Size>8</x:Size>
          <x:B/>
          <x:AutoScale/>
         </x:Font>
         <x:Alignment>
          <x:Horizontal>Center</x:Horizontal>
          <x:Vertical>Center</x:Vertical>
          <x:Rotation>0</x:Rotation>
         </x:Alignment>
         <x:Border>
          <x:ColorIndex>None</x:ColorIndex>
         </x:Border>
         <x:Interior>
          <x:ColorIndex>None</x:ColorIndex>
         </x:Interior>
         <x:Left>336.42337280273438</x:Left>
         <x:Top>614.05276245117193</x:Top>
         <x:Width>173.11105590820313</x:Width>
         <x:Height>21.104923095703125</x:Height>
        </x:Title>
        <x:CrossingAxis>0</x:CrossingAxis>
        <x:CrossesAt>Minimum</x:CrossesAt>
        <x:CrossBetween>Between</x:CrossBetween>
        <x:Font>
         <x:FontName>Arial</x:FontName>
         <x:Size>8</x:Size>
         <x:AutoScale/>
        </x:Font>
        <x:Number>
         <x:FormatString>&quot;$&quot;#,##0</x:FormatString>
        </x:Number>
        <x:Type>Value</x:Type>
       </x:Axis>
      </x:PlotArea>
      <x:Legend>
       <x:Delete/>
      </x:Legend>
     </x:Chart>
    </x:WebChart>
   </x:ClientData>
   <![endif]--></v:shape><![if !vml]><span style=3D'mso-ignore:vglayout;
  position:absolute;z-index:2;margin-left:63px;margin-top:0px;width:753px;
  height:335px'><![endif]><![if !excel]><img width=3D753 height=3D335
  src=3D"iras_eng_files/image002.png" v:shapes=3D"_x0000_s1028" class=3Dsha=
pe
  v:dpi=3D"120"><![endif]><![if !vml]></span><![endif]><span style=3D'mso-i=
gnore:
  vglayout2'>
  <table cellpadding=3D0 cellspacing=3D0>
   <tr>
    <td height=3D23 class=3Dxl24 width=3D183 style=3D'height:13.5pt;width:1=
10pt'></td>
   </tr>
  </table>
  </span></td>
  <td colspan=3D6 class=3Dxl24 style=3D'mso-ignore:colspan'></td>
 </tr>
 <tr height=3D23 style=3D'height:13.5pt'>
  <td height=3D23 class=3Dxl44 style=3D'height:13.5pt'></td>
  <td class=3Dxl24 align=3Dright x:num>2003</td>
  <td class=3Dxl24 align=3Dright x:num>2300</td>
  <td colspan=3D4 class=3Dxl24 style=3D'mso-ignore:colspan'></td>
 </tr>
 <tr height=3D23 style=3D'height:13.5pt'>
  <td height=3D23 class=3Dxl24 style=3D'height:13.5pt'></td>
  <td class=3Dxl24 align=3Dright x:num>2004</td>
  <td class=3Dxl24 align=3Dright x:num>2476</td>
  <td colspan=3D4 class=3Dxl24 style=3D'mso-ignore:colspan'></td>
 </tr>
 <tr height=3D23 style=3D'height:13.5pt'>
  <td height=3D23 class=3Dxl24 style=3D'height:13.5pt'></td>
  <td class=3Dxl24 align=3Dright x:num>2005</td>
  <td class=3Dxl24 align=3Dright x:num>2565</td>
  <td colspan=3D4 class=3Dxl24 style=3D'mso-ignore:colspan'></td>
 </tr>
 <tr height=3D23 style=3D'height:13.5pt'>
  <td height=3D23 class=3Dxl24 style=3D'height:13.5pt'></td>
  <td class=3Dxl24 align=3Dright x:num>2006</td>
  <td class=3Dxl24 align=3Dright x:num>2293</td>
  <td colspan=3D4 class=3Dxl24 style=3D'mso-ignore:colspan'></td>
 </tr>
 <tr height=3D23 style=3D'height:13.5pt'>
  <td height=3D23 class=3Dxl24 style=3D'height:13.5pt'></td>
  <td class=3Dxl24 align=3Dright x:num>2007</td>
  <td class=3Dxl24 align=3Dright x:num>2375</td>
  <td colspan=3D4 class=3Dxl24 style=3D'mso-ignore:colspan'></td>
 </tr>
 <tr height=3D23 style=3D'height:13.5pt'>
  <td height=3D23 class=3Dxl24 style=3D'height:13.5pt'></td>
  <td class=3Dxl24>Q2-2008</td>
  <td class=3Dxl24 align=3Dright x:num>2486</td>
  <td colspan=3D4 class=3Dxl24 style=3D'mso-ignore:colspan'></td>
 </tr>
 <tr height=3D23 style=3D'height:13.5pt'>
  <td height=3D23 colspan=3D7 class=3Dxl24 style=3D'height:13.5pt;mso-ignor=
e:colspan'></td>
 </tr>
 <tr height=3D23 style=3D'height:13.5pt'>
  <td height=3D23 colspan=3D7 class=3Dxl24 style=3D'height:13.5pt;mso-ignor=
e:colspan'></td>
 </tr>
 <tr height=3D23 style=3D'height:13.5pt'>
  <td height=3D23 colspan=3D7 class=3Dxl24 style=3D'height:13.5pt;mso-ignor=
e:colspan'></td>
 </tr>
 <tr height=3D23 style=3D'height:13.5pt'>
  <td height=3D23 colspan=3D7 class=3Dxl24 style=3D'height:13.5pt;mso-ignor=
e:colspan'></td>
 </tr>
 <tr height=3D23 style=3D'height:13.5pt'>
  <td height=3D23 colspan=3D7 class=3Dxl24 style=3D'height:13.5pt;mso-ignor=
e:colspan'></td>
 </tr>
 <tr height=3D23 style=3D'height:13.5pt'>
  <td height=3D23 colspan=3D7 class=3Dxl24 style=3D'height:13.5pt;mso-ignor=
e:colspan'></td>
 </tr>
 <tr height=3D23 style=3D'height:13.5pt'>
  <td height=3D23 colspan=3D7 class=3Dxl24 style=3D'height:13.5pt;mso-ignor=
e:colspan'></td>
 </tr>
 <tr height=3D23 style=3D'height:13.5pt'>
  <td height=3D23 colspan=3D7 class=3Dxl24 style=3D'height:13.5pt;mso-ignor=
e:colspan'></td>
 </tr>
 <tr height=3D23 style=3D'height:13.5pt'>
  <td height=3D23 colspan=3D7 class=3Dxl24 style=3D'height:13.5pt;mso-ignor=
e:colspan'></td>
 </tr>
 <tr height=3D23 style=3D'height:13.5pt'>
  <td height=3D23 colspan=3D7 class=3Dxl24 style=3D'height:13.5pt;mso-ignor=
e:colspan'></td>
 </tr>
 <tr height=3D23 style=3D'height:13.5pt'>
  <td height=3D23 colspan=3D7 class=3Dxl24 style=3D'height:13.5pt;mso-ignor=
e:colspan'></td>
 </tr>
 <tr height=3D23 style=3D'height:13.5pt'>
  <td height=3D23 colspan=3D7 class=3Dxl24 style=3D'height:13.5pt;mso-ignor=
e:colspan'></td>
 </tr>
 <tr height=3D23 style=3D'height:13.5pt'>
  <td height=3D23 colspan=3D7 class=3Dxl24 style=3D'height:13.5pt;mso-ignor=
e:colspan'></td>
 </tr>
 <tr height=3D23 style=3D'height:13.5pt'>
  <td height=3D23 colspan=3D7 class=3Dxl24 style=3D'height:13.5pt;mso-ignor=
e:colspan'></td>
 </tr>
 <tr height=3D23 style=3D'height:13.5pt'>
  <td height=3D23 colspan=3D7 class=3Dxl24 style=3D'height:13.5pt;mso-ignor=
e:colspan'></td>
 </tr>
 <tr height=3D23 style=3D'height:13.5pt'>
  <td height=3D23 colspan=3D7 class=3Dxl24 style=3D'height:13.5pt;mso-ignor=
e:colspan'></td>
 </tr>
 <tr height=3D23 style=3D'height:13.5pt'>
  <td height=3D23 colspan=3D7 class=3Dxl24 style=3D'height:13.5pt;mso-ignor=
e:colspan'></td>
 </tr>
 <tr height=3D23 style=3D'height:13.5pt'>
  <td height=3D23 colspan=3D7 class=3Dxl24 style=3D'height:13.5pt;mso-ignor=
e:colspan'></td>
 </tr>
 <tr height=3D23 style=3D'height:13.5pt'>
  <td height=3D23 colspan=3D7 class=3Dxl24 style=3D'height:13.5pt;mso-ignor=
e:colspan'></td>
 </tr>
 <tr height=3D23 style=3D'height:13.5pt'>
  <td height=3D23 colspan=3D7 class=3Dxl24 style=3D'height:13.5pt;mso-ignor=
e:colspan'></td>
 </tr>
 <tr height=3D23 style=3D'height:13.5pt'>
  <td height=3D23 colspan=3D7 class=3Dxl24 style=3D'height:13.5pt;mso-ignor=
e:colspan'></td>
 </tr>
 <tr height=3D23 style=3D'height:13.5pt'>
  <td height=3D23 class=3Dxl44 style=3D'height:13.5pt'></td>
  <td colspan=3D6 class=3Dxl24 style=3D'mso-ignore:colspan'></td>
 </tr>
 <![if supportMisalignedColumns]>
 <tr height=3D0 style=3D'display:none'>
  <td width=3D183 style=3D'width:110pt'></td>
  <td width=3D111 style=3D'width:67pt'></td>
  <td width=3D111 style=3D'width:67pt'></td>
  <td width=3D111 style=3D'width:67pt'></td>
  <td width=3D111 style=3D'width:67pt'></td>
  <td width=3D111 style=3D'width:67pt'></td>
  <td width=3D111 style=3D'width:67pt'></td>
 </tr>
 <![endif]>
</table>

</body>

</html>

------=_NextPart_01C9068D.A80D2940
Content-Location: file:///C:/49612227/iras_eng_files/image002.png
Content-Transfer-Encoding: base64
Content-Type: image/png
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------=_NextPart_01C9068D.A80D2940
Content-Location: file:///C:/49612227/iras_eng_files/image001.png
Content-Transfer-Encoding: base64
Content-Type: image/png
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------=_NextPart_01C9068D.A80D2940
Content-Location: file:///C:/49612227/iras_eng_files/filelist.xml
Content-Transfer-Encoding: quoted-printable
Content-Type: text/xml; charset="utf-8"

<xml xmlns:o=3D"urn:schemas-microsoft-com:office:office">
 <o:MainFile HRef=3D"../iras_eng.htm"/>
 <o:File HRef=3D"image001.png"/>
 <o:File HRef=3D"image002.png"/>
 <o:File HRef=3D"filelist.xml"/>
</xml>
------=_NextPart_01C9068D.A80D2940--
